Android Pay is finally
available in the UK.
We’ve already had a little trial around a few places here in London, and here’s everything you need to know
FAQ'sHow do I get Android Pay?
Go to the Google Play Store and download the Android Pay app. Add your card details by scanning your credit or debit card. Nice and simple.How does Android Pay work?
Android Pay is super simple to use, all you have to do is touch your unlocked phone to a payment terminal. There’s no need to authorise the payment with a fingerprint scan.
You don’t even need to quit the app - you can be in the middle of checking Twitter or sending a text, and the payment will send.
We didn’t think mobile payment could be more simple than Apple Pay, but somehow this is.
There’s still the £30 limit which is applied to all contactless payments.What phones work with Android Pay?
If you think mobile payment is only limited to flagship phones, you’re wrong! Android Pay is compatible with every Android phone running KitKat (4.4) and up, as long as it has NFC.Which banks support Android Pay?
Android Pay will work with most of the UK’s biggest banks, including; Bank of Scotland, First Direct, Halifax, HSBC, Lloyds Bank, M&S Bank, MBNA and Nationwide Building Society — “with new banks being added all the time”.
One notable exception is Barclays, who are still pushing their bPay system.
Is Android Pay secure?
Yep, just as secure as any other mobile contactless payment.
Android Pay creates a unique virtual number for your transaction, your name and full card details are never shown in the app, never stored on your phone, and never shared with the merchant.
As previously mentioned, you phone only needs to be unlocked to make a payment, and unlike Apple Pay, this payment doesn’t have to be authorised by a fingerprint. Does that make it slightly more open to abuse?
Perhaps. But we think the rewards greatly outweigh the risks.
What is Android Pay Day?
Google wants to reward users for using Android Pay, so on the Tuesday before each month’s pay day you’ll get some exclusive offers.
The scheme will start in June with Starbucks and Deliveroo already signed up.
Source - t3.com